Auto Insurance

Drive with Confidence

Affordable Coverage for New and Experienced Drivers.

Auto insurance isn’t just a legal requirement in Ontario; it’s a crucial safeguard for your peace of mind. With the province’s diverse driving conditions—from bustling city streets to scenic rural highways—having the right coverage ensures you’re protected, no matter where the road takes you. Our plans offer comprehensive protection, so you can focus on the journey ahead.

Key Benefits

  • Comprehensive Coverage: Protect yourself against accidents, theft, vandalism, and more.
  • Customizable Plans: Tailor your policy to match your specific needs and budget.
  • Affordable Premiums: Enjoy competitive rates without compromising on quality.
  • 24/7 Claims Support: Get assistance whenever you need it, day or night.
  • Discount Opportunities: Save with multi-policy bundles, good driving history discounts, and more.

Frequently Asked Questions

1. Is auto insurance mandatory in Ontario?

Yes, all drivers in Ontario must carry valid auto insurance to legally operate a vehicle. It’s required to have third-party liability coverage, accident benefits, uninsured automobile coverage, and direct compensation-property damage (DCPD).

2. What factors affect my auto insurance premium in Ontario?

Premiums are influenced by factors such as your driving history, age, vehicle type, location, and the coverage options you choose.

3. Can I lower my auto insurance premium?

Absolutely. You can lower your premium by maintaining a clean driving record, bundling insurance policies, installing anti-theft devices, and increasing your deductible.

4. What should I do if I’m involved in an accident?

Ensure your safety first, then exchange information with the other driver(s), document the scene, and report the incident to your insurance provider as soon as possible.

5. Are there discounts for young or new drivers in Ontario?

Yes, many insurers offer discounts for young or new drivers who complete approved driving courses or maintain a good driving record.